General Office Policies
As part of our service to our patients, we try to contain the ever-rising cost of health care. In an effort to do this, we have implemented the following Financial Policy. Please read all of the information below. Your cooperation in following our credit policy will allow for a prompt settlement of your claim.
It is the responsibility of the patient or responsible
party to see that all charges are paid in full, even if the insurance
pays less than the actual bill for services.
Co-payments (HMO, PPO) are to
be made at time of service. Payment by Visa, MasterCard, check or exact
change is appreciated.
No Insurance: If you do not have health insurance or you have a rider on your insurance policy that excludes ear problems, the The Ohio Ear Institute, LLC will discount your bill 30%. The bill is due and payable at the time of service. Payment can be made by credit card (Visa/Mastercard), by check or cash.
Divorce: In divorce situations, the parent who brought the child in is responsible for payment of the bill. We will submit to the necessary insurance carriers.
Accounts that are 90 days past due may be referred to a collection agency unless payment arrangements have been made with our business office. If you have a financial hardship, please let us know so that we might set up payment arrangements.
There will be a $30.00 service charge for any returned checks.
FINALLY, you have a contract with your insurance company--we do not. It is your responsibility to communicate with the insurance company if you are not happy with your insurance company's determination of benefits for your claim.
© 2006 The Ohio Ear Institute, LLC